PLEASE READ THESE TERMS OF USE CAREFULLY. YOU AGREE TO BE BOUND BY THESE TERMS OF USE BY ACCESSING THIS SITE OR USING THE SERVICES. DO NOT ACCESS THIS SITE IF YOU DO NOT AGREE TO THESE TERMS OF USE.
Legacy Debt Relief LLC. d/b/a Legacy Debt Services, its subsidiaries, and affiliated companies (collectively, “Legacy”), including www.legacydebtservices.com, and any other website, mobile application, or online service where these Terms of Use are posted (collectively, the “Website”) are subject to these Terms of Use. The terms and conditions of any other agreement you may have with Legacy for goods, services, or anything else are not changed in any manner by these Terms of Use.
Your legal rights are impacted by these Terms of Service, which include an agreement to arbitrate any disagreements between us individually rather than through class lawsuits or jury trials.
1. Modifications to the Terms of Use and Website
Legacy maintains the right, at any time and without prior notice, to alter any information, materials, or content that appears on or in connection with this website, including these Terms of Use. Legacy may update this page at any time to amend these Terms of Use. You should periodically check these pages to evaluate the most recent Terms of Use as you are subject to such updates.
2. Qualifications and User Responsibilities
You attest that you are at least eighteen (18) years of age by installing, accessing, or using this website. You also agree to always provide true, accurate, current, and complete information when submitting information or materials on this website, including but not limited to using a website form. Additionally, by using this website, you consent to refrain from impersonating any other person or organization, real or imagined, including an Legacy employee or representative. The use of this website may be terminated by Legacy at any time if you give incorrect, inaccurate, untrue, or incomplete information.
You are prohibited from using the Legacy Website in any way that could harm or interfere with the Legacy Website, any server or network that supports it, or the use and enjoyment of the Website by others.
You use this website and the Internet at your own risk. The confidentiality of any information sent to or from the Website via the Internet or another international communication network cannot be guaranteed, notwithstanding Legacy’s best efforts to maintain a safe and dependable website. Furthermore, you are aware that the Website may be processed and transmitted technically across multiple networks. As a result, Legacy disclaims any liability for the accuracy of the information on the Site, the security of any information sent over the Internet, and the results of any reliance on such information.
3. Rights to Intellectual Property
Unless otherwise noted, all content on the website is owned by Legacy or used by Legacy with permission or under a license, and it is protected by relevant intellectual property laws. The intellectual property rights of Legacy, its subsidiaries and affiliates, as well as their respective licensors and licensees, apply to all text, formatting, and other materials and information on this website, including but not limited to the selection, coordination, and arrangement of materials on the Legacy Website, as well as the images, graphics, animation, tools, widgets, applications, commercials, videos, music, sounds, articles, copy, creative materials, photos, trademarks, service marks, trade names, and logos. Without Legacy’s or the relevant trademark holder’s prior written consent, the Content may not be reproduced, copied, or utilized in whole or in part. In addition to being protected by international treaties, state and federal laws, copyright, trademarks, patents, trade secrets, and other intellectual rights, the Website and its content may also contain security features that only safeguard digital information when approved by Legacy or the content owner. Every right not specifically given is reserved.
Legacy’s intellectual property rights will be violated by any unapproved commercial use of these contents, and Legacy will be entitled to all available legal remedies.
4. Grant of Licenses
For your own personal use, Legacy is giving you a limited, nonexclusive, revocable license to read, share, print, or download any of the Content listed below from the Legacy Website. Nothing on the Legacy Website gives you the right to license, republish, distribute, copy, assign, sublicense, transfer, sell, create derivative works, or use for any other non-personal purpose. Except for personal use, no portion of any content may be duplicated in any way or integrated into any kind of information retrieval system, whether it be electronic or mechanical. Additionally, you are given the limited, revocable, and nonexclusive right to link to the Website or any of its content, provided that the link does not falsely, misleadingly, disparagingly, or otherwise offend Legacy or its goods or services, nor does it suggest that Legacy has sponsored or endorsed your website, page, or content.
The Website cannot be accessed by automatic systems, such as spiders, robots, etc. You promise not to gather other users’ personally identifying information, sell it, or use it for any other purpose.
All rights, title, and interest in and to the Legacy Website and all of its content are reserved and held by Legacy, with the exception of the restricted rights specifically given above.
Ameryor retains the right, at its sole discretion, to deny anyone access to this website for any reason, including violating any of these terms of use, including any use rights, without providing prior notice.
5. User-Submitted Content or Comments
We might occasionally ask for your opinions about Legacy’s website, goods, and/or services. Any correspondence or content you send or post will (a) be regarded by Legacy as non-proprietary and non-confidential; (b) become Legacy’s property, and Legacy will be the only owner of all rights, title, and interest therein from this point on; and (c) be used without restriction by Legacy affiliates and licensees at its sole discretion without any obligation, payment, or other liability to you. This use can be for any reason, such as reproducing, disclosing, transmitting, publishing, broadcasting, and posting, in whole or in part, on this website or in any other way that is currently known or hereafter developed. Legacy will not be required to reply to any such correspondence.
6. Content from Third Parties and Connections to Other Websites
Links to other websites that are entirely unrelated to this one and content from third parties may be found on the Legacy website. Links and content from third parties are provided purely for user convenience and do not represent Legacy’s sponsorship, approval, or warranty. Furthermore, you are solely responsible for how you utilize third-party information, and Legacy is not liable for the accuracy, completeness, or dependability of third-party information or the goods or services offered or sold through any connected websites. You assume full responsibility for any contracts, transactions, or other arrangements you enter into with such a third party. You will exit the Legacy website when you click on a third-party link. Any personal data you enter on the resultant website will be governed by the privacy notice or terms of use of the resultant website and will not be gathered or managed by Legacy. To learn more about the resulting website’s privacy practices, please see its terms of use and privacy statement.
7. Compensation
In the event that you violate these Terms of Use or misuse the Service or the Website, including through your employee or agent, you agree to defend, indemnify, and hold harmless Legacy (and all of its direct and indirect subsidiaries) and each of their respective directors, officers, employees, agents, successors, and assigns from and against any losses, liabilities, damages, claims, and expenses, including legal fees.
8. Notice of Warranties
WHILE LEGACY WILL USE REASONABLE EFFORTS TO ENSURE THAT ALL INFORMATION, SERVICES, PROGRAMS, PRODUCTS, SOFTWARE, SERVICES, AND MATERIALS AVAILABLE ON THIS WEBSITE IS ACCURATE, UP-TO-DATE AND RELIABLE, THE LEGACY WEBSITE AND ALL INFORMATION, SERVICES, PROGRAMS, PRODUCTS, SOFTWARE, SERVICES, AND MATERIALS CONTAINED HEREIN ARE PROVIDED TO YOU “AS IS,” AND “AS AVAILABLE,” AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE HEREBY DISCLAIMED, INCLUDING ANY WARRANTY OF MERCHANTABILITY, TITLE/NONINFRINGEMENT, QUALITY OF INFORMATION, OR FITNESS FOR A PARTICULAR PURPOSE. NO INFORMATION OBTAINED BY YOU FROM LEGACY THROUGH THE WEBSITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN. WITHOUT LIMITATION, LEGACY DISCLAIMS ALL WARRANTIES REGARDING THE SUITABILITY, COMPLETENESS, TIMELINESS, RELIABILITY, LEGALITY, OR ACCURACY OF THE INFORMATION, SERVICES, PROGRAMS, PRODUCTS, SERVICES, AND MATERIALS DESCRIBED ON OR AVAILABLE THROUGH THIS WEBSITE FOR ANY PURPOSE. LEGACY ALSO DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THIS WEBSITE IS AT YOUR OWN RISK, ANY CONTENT DOWNLOADED OR OTHERWISE OBTAINED THROUGH THIS WEBSITE IS PROVIDED AT YOUR OWN RISK, AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR ANY DATA LOSS THAT MAY RESULT FROM YOUR USE OF THE WEBSITE, INCLUDING WITHOUT LIMITATION, DAMAGE RESULTING FROM COMPUTER VIRUSES. PLEASE NOTE THAT SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.
9. Limitation of Liability and Disclaimer of Damages
IN NO EVENT SHALL LEGACY OR ITS AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, EXEMPLARY, CONSEQUENTIAL OR OTHER DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO PROPERTY DAMAGE, LOSS OF USE, LOSS OF BUSINESS, ECONOMIC LOSS, LOSS OF DATA OR LOSS OF PROFITS, WITHOUT REGARD TO THE FORM OF ACTION (INCLUDING BUT NOT LIMITED TO CONTRACT, NEGLIGENCE, OR OTHER TORTIOUS ACTIONS) ARISING OUT OF OR IN CONNECTION WITH YOUR USE OR ACCESS OF THE LEGACY WEBSITE OR ITS CONTENT, EVEN IF LEGACY OR ITS BUSINESS PARTNERS, EMPLOYEES, REPRESENTATIVES OR AFFILIATES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE OR LOSS. IN NO EVENT SHALL LEGACY’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), OR OTHERWISE EXCEED THE AMOUNT PAID BY YOU, IF ANY, OR ONE HUNDRED DOLLARS ($100) (WHICHEVER IS LESS), FOR ACCESSING OR PARTICIPATING IN ANY ACTIVITY RELATED TO ANY LEGACY WEBSITE. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.
10. Arbitration and Dispute Settlement; Waiver of Class Actions
Please carefully read this section. Your Legal Rights Are Affected.
Other rights that you would have if you went to court, like access to discovery, may also be unavailable or restricted in arbitration. You and the LEGACY agree to give up any rights to litigate claims in court, before a jury, or to participate in a class action or representative action with regard to a claim.
Any disagreement arising from or relating to these Terms of Use and their interpretation, or the breach, termination, or validity thereof, as well as the relationships that result from these Terms of Use, including disagreements regarding the validity, scope, or enforceability of this arbitration provision (collectively, “Covered Disputes”), will be resolved through binding arbitration between you and Legacy, its agents, employees, officers, directors, principals, successors, assigns, subsidiaries, or affiliates (collectively, “Legacy” for the purposes of this section). The initiating party will give the other party written notice of its intention to file for arbitration at least sixty days in advance before beginning any arbitration. This notice must be sent by certified mail, Federal Express, UPS, or Express Mail (signature required), or by electronic mail if we do not have your physical address on file (“Notice”). Legacy Funding, Inc., Attn: General Counsel, 18200 Von Karman Avenue, 6th Floor, Irvine, CA 92612 is the address where Legacy will be providing notice. Your name and address must be included in the Notice, along with a description of the nature and foundation of the claim or dispute and the precise relief requested (referred to as the “Demand”).
The parties will try to resolve any Covered Disputes amicably through mutual conversations during this 60-day notice period. Either party may start arbitration if there is no mutually agreeable resolution and the notice period has passed. Unless you or Legacy request and the arbitrator approves in-person appearances, the arbitrator shall conduct any arbitration proceedings by telephone or videoconference. Any in-person appearances will take place at a site that you and Legacy have mutually agreed upon, or the arbitrator will choose if no agreement has been reached. Any award made by the arbitrator or arbitrators will be final, binding on all parties, and may be entered as a judgment in any court with the necessary authority. The arbitrator will have the authority to grant any relief that would be available in court under law or in equity. The requirements of these Terms of Use and applicable legislation will be applied by the arbitrator; failing to do so will be considered an abuse of arbitral authority and subject to judicial scrutiny.
You and Legacy agree that any Covered Dispute under this agreement will only be arbitrated individually. The arbitrator or arbitrators will not have the ability to proceed on a class, representative, or private attorney general basis, and neither Legacy nor you are permitted to arbitrate any Covered Dispute as a class, representative, or private attorney action. Although there will never be a class, representative, or private attorney general arbitration, the remaining arbitration provisions will remain completely valid, binding, and enforceable in the event that any part of the agreement to arbitrate in this section is determined to be unlawful or unenforceable. These Terms of Use and associated transactions shall be governed by the Federal Arbitration Act, 9 U.S.C. sec. 1-16 (FAA), and the laws of the State of California, where applicable.
11. Policy on Privacy
To learn more about how Legacy gathers, utilizes, and shares personally identifiable information from its users, please carefully read the Privacy Policy. You agree to all activities we take about your data that are in line with our Privacy Policy by visiting or using the Website.
12. Utilizing Content and Websites Outside of the US
Regarding access to or use of the Website outside of the United States, Legacy provides no guarantees. You are in charge of adhering to these Terms of Use and the laws and regulations of your jurisdiction if you use or access the Website from outside the United States.
13. Take note
Notices from Legacy may be sent to you via email, normal mail, or posts on any website. Unless Legacy is informed that the email address used is invalid, notice will be considered given 24 hours after the email is sent. Alternatively, if you offer a postal address via any website, Legacy may send you legal notice via mail. In this scenario, notice shall be considered provided three (3) calendar days following the mailing date.
All written notifications to Legacy must be sent by mail to:
14. Regulatory Law and Authority
Without regard to any conflict of law issues, these Terms of Use shall be construed, interpreted, and performed solely in accordance with the laws of the State of California, United States of America. You specifically consent that any legal or equitable action arising out of or directly or indirectly related to these Terms of Use or this website may only be brought in federal or state courts located in Orange County, California, or the Southern District of California. For the purposes of any action pertaining to the Legacy Website, your access or use of it, or these Terms of Use, you hereby agree and submit to the personal jurisdiction of such courts, as well as to extraterritorial service of process.
15. Task
You may not assign these Terms of Use. At any moment, Legacy may transfer the rights and responsibilities outlined in these Terms of Use.
16. Severability
If any part of these Terms of Use is found to be illegal, void, invalid, or unenforceable, that part will be considered severable from the rest of the Terms of Use and will not impact the enforcement and validity of the other terms.
17. Complete Agreement
These Terms of Use represent the whole agreement between you and Legacy regarding their subject matter, unless otherwise specified. Specific legal notices or terms included on specific pages, applications, tools, or other items that you may access inside this Website may replace or add to some portions of these Terms of Use.
18. The waiver
Any clause in these Terms of Use or any other terms that Legacy chooses not to enforce will not be interpreted as a waiver of those clauses or its right to do so.
19. Form in Electronic Form
Acceptance of these Terms of Use and any associated documents in electronic form (for example, by electronic or other ways of expressing assent) will be considered legally binding between you and Legacy.
20. Termination and Term
The moment you start using the website, these terms of use will come into force. Legacy has the right to cancel these Terms of Use and to refuse you access to the Website or any part of it at any time and for any reason, with or without prior notice. If you do not abide by the terms stated below, these Terms of Use will instantly end. All applicable aspects of these Terms of Use will remain in effect even if you decide to stop using the Legacy Website at any point. All copies of the Website that you may have in your possession must be destroyed upon termination.
21. Contact Details & Customer Support