Policy on Privacy
HOW IS YOUR PERSONAL INFORMATION USED BY LEGACY DEBT SERVICES, LLC.
Why?
How financial firms share your personal data is up to them. Customers can restrict certain sharing but not all sharing under federal law. We must also disclose to you how we gather, use, and safeguard your financial information in accordance with federal law. To learn more about what we do, please carefully read this notice.
What?
Depending on the goods or services you use from us, we may gather and exchange different kinds of personal data. This data may consist of:
Social Security number and any outstanding debt, such as a credit card
Transaction histories and account balances
Employment and income data
How?
To conduct their daily operations, all financial institutions must exchange the personal data of their clients. The following section outlines the reasons why financial institutions are permitted to disclose the personal data of their clients, the reasons that Legacy decides to share, and whether or not this sharing can be restricted.
Justifications for sharing your personal data
Is Legacy a sharer?
Is it possible to restrict this sharing?
For routine company operations, like handling your transactions, keeping up with your account or accounts, responding to court orders and legal inquiries, or filing reports with credit bureaus
For marketing purposes—to provide you with our goods and services
For collaborative marketing with other financial firms
For the regular business needs of our affiliates: details on your purchases and encounters
Information about your creditworthiness for our affiliates’ regular business needs
For you to get marketing from our affiliates (including phone numbers)
For nonaffiliates (except phone numbers) to promote to you
To restrict the amount of information we share
Give us a call at 844-979-1637 or visit our website: Control Your Email Preferences
Note that we have 30 days from the date of this notice to start sharing your information if you are a new customer. We keep sharing your information as outlined in this notice even after you stop being a customer.
To restrict our sharing, you can get in touch with us at any moment.
Inquiries?
Visit Legacy.com or give 844-979-1637 a call instead.
What We Do and Who We Are
This notice is being given by whom?
d/b/a Legacy Debt Services, LLC
How is my personal information protected by Legacy?
We employ security measures that adhere to federal law to safeguard your personal information from unauthorized access and use. These precautions include guarded files and buildings, as well as computer protection.
Please contact Customer Service at 844-979-1637 or privacy@Legacy.com for additional information.
How is my personal information gathered by Legacy?
For instance, we get your personal data when you:
Create an account or provide us with your income details.
Provide employment details or account information.
Please provide your contact details.
Additionally, we obtain your personal data from third parties, including affiliates, credit bureaus, and other businesses.
Why am I unable to restrict all sharing?
According to federal law, you can only limit:
Sharing details about your creditworthiness for affiliates’ regular business needs
preventing affiliates from marketing to you using your information
Sharing so that nonaffiliates can promote you
Additional rights to restrict sharing may be granted to you by state laws and certain businesses. To learn more about your state legal rights, see below.
What occurs if I restrict access to an account that I jointly own with another person?
Everyone on your account will be affected by the decisions you make.
Meanings of Affiliates
businesses that share control or ownership. Both financial and nonfinancial businesses may be among them.
Nonaffiliates
businesses that are unrelated in terms of ownership or control. Both financial and nonfinancial businesses may be among them.
Our nonaffiliates include non-financial businesses like direct marketing and insurance companies, as well as financial businesses like brokers and dealers.
Cooperative Marketing
An official contract between unaffiliated financial firms that jointly promote financial services or products to you.
Financial institutions, lead generators, and marketing and sales companies are some of our joint marketing partners.
Additional Crucial Details
Details Particular to Each State
Residents of California:
We shall not disclose any information we gather about you to nonaffiliates unless permitted by law, in compliance with California law. For instance, in order to service your accounts or with your permission, we might disclose information. We will restrict information sharing among our affiliates to that which is mandated by California law. Limiting our sharing for cooperative marketing with other financial institutions is another option. Refer to “Important Privacy Choices for California Consumers,” which is attached.
Residents of Nevada:
In accordance with state legislation, we are giving you this notification. If you phone 844-979-1637, you can be added to our internal “do not call” list. Additionally, we must give you the following contact details per Nevada law: BCPINFO@ag.state.nv.us; 702-486-3132; Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St. – Suite 3900, Las Vegas, NV 89101.
Residents of Vermont:
According to Vermont law, unless specifically allowed by law—for example, to service your accounts or obtain your consent—we will not disclose any information we gather about Vermont residents to businesses that are not affiliates. Without your permission or cooperation, we won’t give our affiliates information about your creditworthiness, but we might give them information about our interactions or transactions with you.
Crucial Privacy Options for Californian Customers
You are entitled to decide whether or not we disclose certain of your personal data.
Before making your selections below, please carefully read the accompanying information.
Your Rights
You can limit how much personal and financial information is shared with our affiliates (businesses we own or control) and other businesses we do business with. Nothing in this form prevents us from sharing information that is required to comply with legal requirements or to provide you with the best possible service for your accounts with us. Sending you details about more goods or services is part of this.
Your Options
Limit Information Sharing with Businesses We Own or Control (Affiliates): Unless you specifically request otherwise, we may provide our associated businesses access to your financial and personal data.
(_) NO, kindly refrain from disclosing financial and personal information to your associated businesses.
Limit Information Exchange With Other Businesses We Deal With To Offer Financial Services And Products: If you don’t object, we might give your financial and personal information to outside businesses we work with to offer you financial services and products.
(_) NO, kindly refrain from disclosing financial and personal information to third parties that you have contracts with to supply financial services and goods.
Sensitive Time Response
You have complete control over your privacy choices. Unless you specify otherwise, the choice or choices indicated here will stand. We might, however, transfer some of your information to associated businesses and other businesses with which we have agreements to supply goods and services if we don’t hear from you.